Patriot National offers large deductible policies to employers who wish to share the risk of workers' compensation, and who have the financial strength to accept self-retained limits. These policies require the employer to be responsible for payments made on losses up to the retention amount and before the insurance carrier begins assuming financial liability for the claim. Patriot National manages all claims handling throughout the life of the claim.
Patriot National's aggressive approach to handling claims is unmatched in the industry. Patriot employs The SWARM approach to all claims. This unique claims model is a break from the traditional linear thinking that has plagued claims management services. The SWARM ensures that each claim is immediately reviewed by management level staff from all areas including claims, nurse case management, the special investigative unit, legal and subrogation. This aggressive approach contributes to Patriot's success in closing more claims than the industry average, and always has since the company was founded.
With national coverage and regional offices, our team is able to respond quickly and efficiently to matters that affect our agents and policyholders, controlling costs and minimizing the overall cost of workers' compensation.