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  • Workers' Compensation Products

  • Captive Overview

    Many companies can significantly reduce their workers’ compensation costs and better control their risk by forming a captive.

  • Agency Captives

    Patriot’s Preferred Agency Captive allows your agency to participate in the underwriting experience of your own book of business.

  • Group Captives

    Insures the risks of companies in an industry group, franchise, or other association.

  • Individual Account Captives

    Designed for accounts desiring to assume premium and losses on a quota share basis.

  • Large Deductibles

    Patriot National offers large deductible policies to employers who wish to share the risk of workers' compensation.

  • Guaranteed Cost

    Patriot National specializes in writing the smaller to medium sized workers' compensation guaranteed cost policies.

  • Investor Captives

    Multiple captive owners sharing risk.

  • PEO Master Policies

    Patriot National has created a unique workers’ compensation program for PEOs.

  • Workers' Compensation Services

  • Claims Administration

    Patriot National’s industry leading claims professionals have developed a revolutionary approach to claims handling.

  • Nurse Case Management

    Our Nurse Case Management team at Patriot National Insurance Group ensures medically necessary care to the injured worker.

  • Bill Review

    Our medical bill review ensures that medical and ancillary services invoices are received.

  • Subrogation

    We utilize claims professionals to review all first reports received and identify claims that have the potential for a recovery from another entity.

  • Fraud Investigation

    Patriot has established a 24/7 fraud prevention team available for onsite investigation and interviews.

  • Loss Control Services

    Help educate policyholders on how to mitigate loss exposure and employees about safe work practices.

  • Captive Management

    Patriot Captive Programs are backed by complete in-house capabilities, customized just for you.

Patriot National Insurance Group

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Patriot National Insurance Group is a leading provider of workers' compensation insurance and services. Patriot National has two operating subsidiaries - Guarantee Insurance Company and Patriot Underwriters, Inc. Guarantee Insurance Company's workers' compensation product line includes large deductibles, segregated cell captives, agency-owned captives and investor-owned captives. Patriot Underwriters is a Program Administrator that produces, underwrites and services alternative market and traditional workers' compensation insurance plans for leading insurance companies.